Quantcast
Channel: Budi Putra – BudiPutra.com
Viewing all articles
Browse latest Browse all 130

Shopping with Home Credit at Jakarta Fair 2022

0
0

Home Credit, a leading technology finance company in Indonesia, is present at Pekan Raya Jakarta / the Jakarta Fair (9 June-17 July 2022). Carrying the theme “Happy Shopping Party Promo” [Pesta Belanja Hepi Promo] during the Jakarta Fair, there are various promos ranging from 0% Interest, Free Admin Fee, Working Capital up to IDR 50 million.

The public can stop at the Home Credit booth to learn more about financial products and enjoy various activities such as games (Virtual Reality (VR), giant puzzles to lucky dips.

Along with a number of other technology bloggers, I was invited by Home Credit Indonesia to visit the Jakarta Fair last week. After being briefed on Home Credit and its services, we then visited the Home Credit Indonesia booth in Hall D, a special hall for technology and electronics brands.

Besides being able to apply for financing to buy technology products such as gadgets directly from the Home Credit application (with attractive promos!), now consumers can also shop for other necessities using an e-wallet from Home Credit; Home Credit Pay at outlets that accept the QRIS method.

I immediately wanted to try using the Home Credit Pay feature at the Jakarta Fair arena. I can order drinks using this Home Credit e-wallet, and the process is also fast and smooth.

So if you already have the Home Credit application on your cell phone, as long as you have a balance, you can shop for other necessities, without needing to leave the app or using other e-wallet applications.

PT Home Credit Indonesia is a technology-based financing company that provides financing for consumers who want to buy their dream items such as gadgets, smartphones, household appliances, electronic equipment, furniture, fashion, car accessories, baby gear and so on offline (shopping at store) or online (shopping in e-commerce).

Established in 2013, Home Credit Indonesia currently serves more than 5.5 million customers and has more than 22,000 points of sale (data as of the end of April 2022). Its current partners are leading manufacturers and retailers both offline and online including Samsung, VIVO, OPPO, Realme, Erafone, Informa, Electronic City, Hypermart, Lotte Mart, ACE Hardware, Gramedia, Tokopedia, Bukalapak, Blibli, and others by providing services which is easy, simple, and fast.

Home Credit is a finance company with the largest market share for electronic financing, according to data from the Indonesian Association of Financing Companies (APPI). Financing activities using Home Credit are fully carried out through the My Home Credit application.

1. Goods Financing

Home Credit provides financing for various types of goods (gadgets, smartphones, household appliances, electronic equipment, furniture, fashion, car accessories, baby equipment, medical devices and so on) for customers who shop at the store.

Financing activities in stores can be done using the My Home Credit application at shops owned by business partners who have collaborated with Home Credit. The financing activities will be assisted by Sales Agents (SA) spread across nearly 200 cities and regencies throughout Indonesia.

In addition to assisting with financing activities, SA will assist in the Know Your Customer (KYC) process by checking the required documents and filling in customer identity data.

In addition, customers who have previously used Home Credit goods financing in stores (existing customers) can use goods financing facilities in several e-commerce sites that have collaborated with Home Credit, such as Tokopedia, Blibli and Bukalapak.

2. Home Credit Pay (e-money)

Home Credit Pay is an e-money or electronic money service that can be accessed by customers through the My Home Credit application.

In collaboration with KasPro as the owner of E-Money and QRIS permits from Bank Indonesia, Home Credit Pay can be used to transact a maximum of IDR 20 million in a month with a maximum balance of IDR 2 million stored.

The Home Credit Pay service can be used by customers by scanning a QR code at shops that serve payments using the QRIS method. Home Credit Pay can also be used by scanning the QR code in QRIS printed by Payment System Service Providers such as OVO/GoPay/ShopeePay/KasPro and so on.

3. Insurance

Home Credit customers can access various insurance products which are additional services when customers apply for financing at the store. This insurance service activation process is carried out by Sales Agents (SA) when customers apply for financing at the store.

Insurance products offered by Home Credit include AMAN (installment insurance for unexpected risks such as accident, permanent disability, or death), MyLifeCover (insurance for the risk of illness or accident resulting in death), CriticaLifeCover (insurance for the risk of death or critical illness).

In addition, SANTAI guarantees damage due to natural disasters, unexpected disasters, and theft, EASYCOVER & MAXCOVER (insurance for cellphones, gadgets and laptops from accidental damage), TecProtec (insurance for cellphones, gadgets and laptops from accidental damage specifically for Erajaya products) and PROTEXI (Home Credit Card installment payment insurance from unexpected risks).

4. Working Capital Financing

Selected customers who have a good track record of payments and have previously used Home Credit financing services could obtain Working Capital Financing services from Home Credit.

Working Capital Financing is a productive financing service for customers to develop micro, small and medium enterprises (MSMEs). From January to April 2022, Home Credit has supported more than 48 thousand small and medium enterprises, with a total disbursed financing of Rp 560 billion.

In this service, customers could get a working capital of up to IDR 50 million where the limit will be influenced by several factors, including the scoring process carried out by Home Credit management. 

The post Shopping with Home Credit at Jakarta Fair 2022 appeared first on BudiPutra.com.


Viewing all articles
Browse latest Browse all 130

Latest Images

Trending Articles





Latest Images